It is a common misconception that you must have a credit card to use Uber. If you have a checking account, you can link it to your PayPal account and use that to pay for your rides (in participating countries). Uber also accepts many various digital wallets, such as Android Pay, Google Pay, and Paytm.
How do I set up Lyft cash?
Find Lyft Cash in the Payment tab of the app menu and tap 'Add cash. ' Choose the amount you want to add to your Lyft Cash balance: $25, $50, or $100. Enable 'Auto refill' to automatically top off your balance when it dips below $15.