Many digital-only providers, such as Starling and Revolut, offer bank accounts with debit cards that are free to use overseas, and you'll benefit from the Visa or Mastercard exchange rates while spending.
Which debit card works internationally?
Top Debit Cards for International Usage in November 2023
| Card Name | Annual Fee |
|---|---|
| SBI Global International Debit Card | Rs. 125 |
| SBI Platinum International Debit Card | Rs. 250 |
| InterMiles HDFC Bank Signature Credit Card | Rs. 500 |
| Axis Bank Burgundy Debit Card | Nil/Rs. 1500 for Non-burgundy account holders |
Can I use my debit card in another country without fees?
While you can typically use a debit cards in another country, you may have to pay a foreign transaction fee. Though these fees vary by bank and card issuer, they are usually around 3% of any transaction abroad. In addition, you may be given the option by a merchant to pay in local or U.S. currency.
How to avoid international transaction fees on debit card?
3 tips to avoid foreign transaction fees
- Get a no-foreign-transaction-fee credit card. Though most credit cards do charge foreign transaction fees, there are a number that don't. …
- Use a debit/checking account with no foreign transaction fees. …
- Pay in the local currency.
Do all Visa debit cards work internationally?
Yes, anywhere Visa is accepted. Visa fees will apply, and it will show on your statement as an international 1% transaction service fee.
What bank card has no international fees?
Santander Bank US Select CheckingNo international transaction fee for debit card purchases and ATM withdrawals. Up to $30 rebate per service fee period for ATM surcharge fees charged by other institutions at non-Santander ATMs. No fee to use more than 30,000 Santander ATMs globally.
What debit cards are free to use abroad?
What is the best debit card for Travelling overseas?
5 Best Debit Cards for Australians Travelling Overseas – 2023
- Wise – our pick for travel debit cards.
- Revolut – low fees.
- HSBC – good for cashback.
- Macquarie Platinum – no bank withdrawal fees.
- ING Orange Everyday – cash back option.
How do I know if my debit card works internationally?
Check if your ATM card has a Visa or PLUS logo. If it does, it will be accepted at any ATM that is marked with the same logos. * To be sure, you may ask your bank if there are any restrictions regarding the use of your card overseas or, whether you need to notify them before you travel.
Is it better to use debit or credit card abroad?
Credit card transaction fees are typically higher than debit cards. Shops may charge a fee, and banks may charge a conversion fee for the payment. If the merchant hasn't displayed fee notices, travelers should inquire with the staff. Credit cards may be subject to ghost charges or temporary holds.
Do all debit cards charge foreign transaction fees?
Some cards—like Capital One's U.S.-issued credit cards and debit cards—don't charge foreign transaction fees. View important rates and disclosures. But if your card does, the actual cost can vary depending on which credit, debit or prepaid card you use.
How do I make my debit card work internationally?
Most card companies, banks and credit unions make it super simple to let them know when you're using a debit card internationally or a credit card overseas. Just log in to your online banking or mobile banking app and fill out the short form. You will let them know where you will be going and when.
Can I use my normal debit card overseas?
You can use your card anywhere you see the Visa Symbol, including ATMs and merchant terminals. When using your card overseas or online you may be charged a foreign currency conversion fee.
Can I use my US bank debit card internationally?
Yes, cards issued by U.S. Bank can be used in most foreign countries.