Is it better to use cash or card in Indonesia?

The majority of Indonesians use cash to pay for purchases. The national currency is the Indonesian rupiah, so you'll want some local currency and a Visa or Mastercard debit card on hand to access more cash when you need it.

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Will my debit card work in Bali?

Yes, you can use your bank card to withdraw cash in Bali, however depending on your bank, there may be associated fees. Do they take AUD in Bali? Generally no, you cannot use Australian Dollars in Bali. The only currency used in Bali is the Indonesian Rupiah.

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Will my debit card work internationally?

Yes, you can use your debit card internationally, though you may incur foreign transaction fees. Depending on where you travel, you might find merchants that only accept cash — or may only accept cards from specific issuers — so it's a good idea to have a mix of payment methods with you.

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How do I pay in Indonesia?

But the majority of people in Indonesia now use a combination of cash, cards, as well as at least one cashless payment method. One way to do this cashless payment type is through paying with QR-codes, and by leveraging payment services such as OVO or ShopeePay.

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Should I exchange money before I travel to Indonesia?

We recommend exchanging a small amount of cash into Indonesian Rupiah before you enter the country as taxis, markets and small local warungs will deal in cash only and will only accept IDR.

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How much cash do I need to bring to Indonesia?

How much cash should I bring to Indonesia? I suggest a daily budget of: $25 to $50 per day for budget travelers. $50 to $100 per day for mid-budget travelers.

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Should you bring a debit card when traveling internationally?

Using a debit card that reimburses ATM-operator fees and doesn't charge ATM fees or foreign-exchange fees can save you money when traveling abroad. Being able to withdraw small amounts of foreign currency without having to worry about fees can be convenient, especially if you're hopping from one country to another.

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Will my debit card work in Indonesia?

How much will I be charged for using my debit card abroad?

A 2.99%Visa exchange rateThis is the exchange rate used by Visa to convert the transaction into sterling on the day Visa processes the transaction. This might not be the same day when the transaction took place. A 2.99% fee charged by us for using your debit card abroad when making purchases, withdrawing cash or for refunds.

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Should I bring cash to Indonesia?

While credit cards are widely accepted, it's a good idea to have some local currency on hand for smaller purchases or places that may not accept cards. Additionally, bringing both cash and cards ensures that you have backup options in case one method is not accepted or if there are any issues with ATMs.

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Can US dollars be used in Indonesia?

You will find money changers all over Indonesia – US dollars are the most useful foreign currency to bring as they are the most widely accepted currency (especially in non-touristy areas).

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What I Cannot bring to Indonesia?

What Can I Not Bring into Indonesia?

  • Narcotics and illegal drugs.
  • Firearms and ammunition (unless you have a valid permit)
  • Pornographic materials.
  • Counterfeit goods.
  • Chinese medicines.
  • Certain types of plants and animals.
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Should I take cash or card to Bali?

Many places in Bali will accept card payments, which can be the most convenient way to pay. However, it's not an option everywhere so having some cash is also a smart move. Get a travel money card to make ATM withdrawals locally on arrival in Bali, and so you don't need to carry too much IDR cash at any one time.

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Is it better to withdraw cash or use debit card abroad?

Advantages of an overseas cardThe main advantage of using a debit or credit card overseas is that you won't pay foreign transaction fees every time you spend. While many also won't charge fees for cash withdrawals, you will still usually be charged interest from the date of the transaction if you use a credit card.

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Can I use my debit card internationally without fees?

Banks that have no foreign transaction fees on at least some credit card purchases, ATM withdrawals and debit card transactions include Capital One and HSBC. There are also plenty of banks that offer no foreign transaction fees on certain types of financial products, but not others.

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How much cash do I need in Indonesia?

How much cash should I bring to Indonesia? I suggest a daily budget of: $25 to $50 per day for budget travelers. $50 to $100 per day for mid-budget travelers.

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